13F.Chat vs Spine AI
Official pricing (checked 2026-10-27, 2026-10-26) computed at the same usage levels. 1 USD = 1,325.19 KRW.
- At 3 People using it (3 people)
13F.Chat- No plan
- Spine AI
- No plan
- One side has a plan that cannot be converted to usage, so no winner is called per band. Compare the monthly prices in the table below.
Monthly cost by usage
Which side is cheaper at light, typical and heavy use. Each cell is the cheapest plan that covers that amount.
| People using it | 13F.Chat | Spine AI | Cheaper |
|---|---|---|---|
| Just me (1) | No plan | No plan | - |
| 3 people (3) | No plan | No plan | - |
| 10 people (10) | No plan | No plan | - |
For your exact usage, use the AI productivity calculator.
At a glance
- Entry prices: 13F.Chat Plus at $30/mo (about ₩39,800), Spine AI Starter 30,000 credits/mo at $20/mo (about ₩26,500).
- At just me usage (1 seats) neither has a public plan that covers it, or the unit cannot be converted.
- At 3 people usage (3 seats) neither has a public plan that covers it, or the unit cannot be converted.
- At 10 people usage (10 seats) neither has a public plan that covers it, or the unit cannot be converted.
- Both have free plans (13F.Chat Free, Spine AI Free).
13F.Chat pricing
LING QU AI LIMITED's 13F.Chat is a tool that tracks hedge fund holdings through AI analysis and enables portfolio optimization. Tool page
| Plan | Monthly | Annual billing | KRW | Included / month | Notes |
|---|---|---|---|---|---|
| Free | $0 | - | ₩0 | 20 credits | 2 daily AI Chats, 1 Fund Analysis; 20 credits on sign-up, +10 for daily check-in, +20 for inviting a friend |
| PlusCheapest paid | $30 | $15 | ₩39,800 | 3,000 credits | 3,000 credits per month; 50 AI Chats and 20 Fund Analyses per day; $15/month when paid annually at $180 |
| Pro | $90 | $45 | ₩119,300 | 12,000 credits | 12,000 credits per month; unlimited AI Chats and Fund Analyses; $45/month when paid annually at $540 |
Free
$0
20 credits
2 daily AI Chats, 1 Fund Analysis; 20 credits on sign-up, +10 for daily check-in, +20 for inviting a friend
PlusCheapest paid
$30/mo
- In KRW
- ₩39,800
- Annual billing
- $15
- Included / month
- 3,000 credits
3,000 credits per month; 50 AI Chats and 20 Fund Analyses per day; $15/month when paid annually at $180
Pro
$90/mo
- In KRW
- ₩119,300
- Annual billing
- $45
- Included / month
- 12,000 credits
12,000 credits per month; unlimited AI Chats and Fund Analyses; $45/month when paid annually at $540
1 USD = 1,325.19 KRW (2026-10-28). Checked on the official pricing page on 2026-10-27. Bold values are monthly-billing prices; taxes and payment fees excluded.
| Plan | Monthly | Annual billing | KRW | Included / month | Notes |
|---|---|---|---|---|---|
| Free | $0 | - | ₩0 | 2,000 credits | 2,000 credits/mo, plus 3,000 bonus credits during launch week |
| Starter 30,000 credits/moCheapest paid | $20 | $16 | ₩26,500 | 30,000 credits | 1,500 daily refresh |
| Starter 50,000 credits/mo | $30 | $24 | ₩39,800 | 50,000 credits | 1,750 daily refresh |
| Starter 75,000 credits/mo | $40 | $32 | ₩53,000 | 75,000 credits | 2,000 daily refresh |
| Starter 100,000 credits/mo | $50 | $40 | ₩66,300 | 100,000 credits | 2,250 daily refresh |
| Max 200,000 credits/mo | $100 | $80 | ₩132,500 | 200,000 credits | 5,000 daily refresh |
| Max 350,000 credits/mo | $149 | $120 | ₩197,500 | 350,000 credits | 6,000 daily refresh |
| Max 500,000 credits/mo | $199 | $159 | ₩263,700 | 500,000 credits | 7,500 daily refresh |
| Max 750,000 credits/mo | $299 | $239 | ₩396,200 | 750,000 credits | 10,000 daily refresh |
Free
$0
2,000 credits
2,000 credits/mo, plus 3,000 bonus credits during launch week
Starter 30,000 credits/moCheapest paid
$20/mo
- In KRW
- ₩26,500
- Annual billing
- $16
- Included / month
- 30,000 credits
1,500 daily refresh
Starter 50,000 credits/mo
$30/mo
- In KRW
- ₩39,800
- Annual billing
- $24
- Included / month
- 50,000 credits
1,750 daily refresh
Starter 75,000 credits/mo
$40/mo
- In KRW
- ₩53,000
- Annual billing
- $32
- Included / month
- 75,000 credits
2,000 daily refresh
Starter 100,000 credits/mo
$50/mo
- In KRW
- ₩66,300
- Annual billing
- $40
- Included / month
- 100,000 credits
2,250 daily refresh
Max 200,000 credits/mo
$100/mo
- In KRW
- ₩132,500
- Annual billing
- $80
- Included / month
- 200,000 credits
5,000 daily refresh
Max 350,000 credits/mo
$149/mo
- In KRW
- ₩197,500
- Annual billing
- $120
- Included / month
- 350,000 credits
6,000 daily refresh
Max 500,000 credits/mo
$199/mo
- In KRW
- ₩263,700
- Annual billing
- $159
- Included / month
- 500,000 credits
7,500 daily refresh
Max 750,000 credits/mo
$299/mo
- In KRW
- ₩396,200
- Annual billing
- $239
- Included / month
- 750,000 credits
10,000 daily refresh
1 USD = 1,325.19 KRW (2026-10-28). Checked on the official pricing page on 2026-10-26. Bold values are monthly-billing prices; taxes and payment fees excluded.
FAQ
- 13F.Chat or Spine AI: which is cheaper?
- At just me usage (1 seats) neither has a public plan that covers it, or the unit cannot be converted. At 3 people usage (3 seats) neither has a public plan that covers it, or the unit cannot be converted. At 10 people usage (10 seats) neither has a public plan that covers it, or the unit cannot be converted.
- Do 13F.Chat and Spine AI have free plans?
- Both have free plans (13F.Chat Free, Spine AI Free).
- What are the entry prices of 13F.Chat and Spine AI?
- Entry prices: 13F.Chat Plus at $30/mo (about ₩39,800), Spine AI Starter 30,000 credits/mo at $20/mo (about ₩26,500).
How this is calculatedExchange rate, how a plan is chosen, what is excluded, and the disclaimer
How this is calculated
- 1KRW is converted at 1 USD = 1,325.19 KRW as at 2026-10-28. The rate is refreshed daily.
- 2Monthly cost is the monthly-billing price of the cheapest plan that covers the usage entered. Overage is added only where the official page states an overage rate; a plan whose allowance is exceeded with no stated overage is left out of the ranking.
- 3Credit-based tools are converted using the credits-per-unit figure printed on the official page. Tools whose credit cost varies by model, with no official conversion published, are excluded from the ranking and listed separately.
- 4The per-unit price is the plan's monthly price divided by its monthly allowance. Unlimited plans show none, as there is nothing to divide by.
- 5A 원고지 sheet is 200 characters; an A4 page is taken as 1,800 characters at 10pt with 160% line spacing.
- 6Prices are as published by the vendor. VAT, card issuers' foreign-transaction fees and the rate applied on a KRW settlement are excluded. Regional pricing and temporary promotions may not be reflected.
- 7Paying in dollars by card means your issuer adds its own exchange rate and a foreign-transaction fee, typically 1-2% of the amount. That figure depends on the issuer and the moment of payment, so Wolmma cannot know it and does not include it.
Disclaimer
Wolmma is an information site that collects prices from each tool's official pricing page. We may hold an affiliate relationship with a vendor, but we are neither the seller nor its agent.
We verify as carefully as we can, but a displayed price, allowance or conversion may differ from what you are actually charged, because of plan changes, regional policy, promotions or tax. Confirm the final amount on the official page before you pay.
These figures are reference information, not a recommendation or advice to buy. Wolmma accepts no liability for loss arising from a purchase or contract entered into on the basis of this information.
What your card is actually billed will differ from the figure shown, according to your issuer's exchange rate, its foreign-transaction fee and local tax. None of that is within our sight or control, and we accept no liability for it. Payment, refunds and plan changes are a contract between you and the vendor, to which the Company is not a party.
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